The Sinking Fund Secret You Can't Afford to Miss

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Ensure your financial stability with an emergency fund, safeguarding you in times of job loss or health setbacks.

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Meet the sinking fund—an efficient way to save for expected, non-urgent expenses without touching your emergency fund.

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Learn from Berna Anat, who conquered $42,000 of student loan debt and $12,000 in credit card debt through budgeting and saving.

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Sinking funds are flexible and can cover irregular expenses like home repairs, holidays, or entertainment.

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Recall the "Christmas Club" concept where regular savings made holiday shopping stress-free.

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Incorporate sinking funds into your monthly budget—allocate funds based on your priorities.

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Create as many sinking funds as you need, and keep them organized with labeled "buckets."

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When everyday expenses like a broken brake light or a filter replacement arise, your sinking fund has you covered.

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With both an emergency fund and sinking funds in your arsenal, financial stability and success are within reach.

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