The average American aged 65+ earns $55,335 but spends $52,141 yearly. Create a budget and stick to it.

Housing is a major expense. Consider selling your house for profit or explore cheaper housing markets.

Cut costs by carpooling or using public transport. Save up to $10,000 a year.

Consider powered scooters or bikes for cost-effective commuting.

Save on healthcare costs by focusing on preventative care like screenings and vaccinations.

Plan your meals and shop for groceries to avoid expensive dining out.

Avoid shopping on an empty stomach and buy sale items. Chain supermarkets often offer better prices.

Reduce waste and save money by controlling portion sizes.

Track dining expenses and be aware of price hikes during dinner hours at restaurants.

Modest changes in these areas can significantly extend your retirement funds. Enjoy your golden years with financial security.