Local shops and markets often prefer cash. Having some handy ensures you won't miss out on community goods and services.

Cards may have restrictions, minimum spending, or surcharges. Cash sidesteps these inconveniences.

Cash is essential for emergencies when ATMs are inaccessible or online banking fails.

A survey reveals how others manage their cash at home:

Some opt for no cash at home, relying solely on electronic payments for convenience.

Keep a small stash, usually a few hundred dollars, for emergencies without risking your overall financial security.

For larger families or potential crises, a reserve of $1,000 to $2,000 can be wise.

Use cash at home to control spending and embark on savings challenges.

Diversify your financial resources with bank accounts, cards, automatic transfers, or digital payment services for added security.

Determine the cash amount that suits your financial situation, lifestyle, and goals. Striking the right balance is key.